Well, it's been four days, which is what the rental car people said it would take for them to make a decision.  I believe they said they would call me, but I haven't received anything yet.  Which would mean they won't file a claim.  Right?

I'd be out of the woods, but I haven't checked my credit card statement yet.  Will do so after work tonight.  I don't want a surprise to ruin my day.