OK, so, I told you guys about how my credit card got stolen.  Well, I think you'd understand if I told you that I was traumatized by the incident that I totally forgot about the credit card ... and the charges, the legitimate charges, I needed to pay for, even though the card on which I charged those charges was no longer good.

And I just realized late tonight that I was late in paying them.  But you and the credit card company would understand, right?  Because I was so traumatized that I just wanted to forget everything about the credit card, right?  Yeah, I knew you'd see things my way.  Thanks for understanding.